Loan Default Risk Predictor

Enter borrower info and see the default risk prediction from 3 models.

Age

The age of the borrower in years.

Income

The annual income of the borrower in USD.

LoanAmount

The amount of money being borrowed in USD.

CreditScore

Credit score indicating borrower creditworthiness.

MonthsEmployed

Months the borrower has been employed at current job.

NumCreditLines

Number of active credit lines the borrower has.

InterestRate

Interest rate for the loan as a percentage.

LoanTerm

Duration of the loan in months.

Education

Highest education level attained by the borrower.

EmploymentType

Borrower's employment status.

MaritalStatus

Borrower's marital status.

HasMortgage

Whether the borrower currently has a mortgage.

HasDependents

Whether the borrower has dependents.

LoanPurpose

The reason for taking out the loan.

HasCoSigner

Whether there is a co-signer on the loan.

Debt

Total debt.

AffRatio

LoanAmount divided by Income, a financial ratio.

TotalInterest

Total interest paid: InterestRate * LoanTerm.

DTIRatio

Debt-to-Income ratio (total debt / annual income).

AvgBorrowed

Average borrowed amount per credit line.

Model Default Probabilities